Overview

Paydia Indonesia is a technology financial company, which builds a financial services platform that can be used by all people in Indonesia. Currently, Paydia is providing several ways for merchant can be integrated with Paydia, one of the way is by integrating with Paydia SNAP API. SNAP (Standar Nasional Open API Pembayaran) is the standardize Open API that initiated by Bank Indonesia that focus to build a healthy, competitive, and innovative financial industry.

What’s new?

No.

Date

Version

Remarks

Page

1.

October 10, 2024

2.3.0

• Customer Topup
• Transfer to Bank
• Virtual Account

• SNAP Service – Customer Topup
• SNAP API – Account Inquiry Customer Topup
• SNAP Service – Transfer to Bank
• SNAP API – Account Inquiry Transfer Bank
• SNAP API – Transfer to Bank
• SNAP Service – Virtual Account
• SNAP API – Create VA
• SNAP API – Delete VA
• SNAP API – Inquiry Status VA
• SNAP API – Callback VA (Non SNAP)
• Data Model – Virtual Account

2.

September 06, 2024

2.2.0

QRIS MPM (Issuer)
Direct Debit

• SNAP Service – QRIS MPM (Issuer)
• SNAP API – Decode QR MPM
• SNAP API – Payment QR MPM
• SNAP API – Query Payment
• SNAP API – Direct Debit Payment
• SNAP ENUM – serviceType
• SNAP ENUM – servicescenario

3.

August 20, 2024

2.1.0

Auth Payment

• SNAP Service – Auth Payment
• SNAP API – Auth Payment
• SNAP API – Capture
• SNAP API – Capture Query
• SNAP API – Payment Query
• SNAP API – Refund – Auth Payment
• SNAP API – Void
• SNAP API – Void Query

4.

August 01, 2024

2.0.0

Revamp Documentation

All Pages

5.

June 20, 2023

1.3.0

Transfer to Bank

• SNAP Service – Transfer to Bank
• SNAP API – Account Inquiry Transfer Bank
• SNAP API – Transfer to Bank
• SNAP API – Transaction History
• SNAP API – Transfer Status

6.

May 10, 2023

1.3.0

• Removed B2B ACCESS TOKEN in Digital Signature Generation
• Removed General Response Code section

• SNAP Service – Account Binding & Unbinding
• SNAP Service – Authorization Token Request
• SNAP Service – Balance Inquiry
• SNAP Service – Direct Debit
• SNAP Service – QRIS MPM (Acquirer)
• SNAP Service – Transaction History

7.

April 27, 2023

1.2.0

Transaction History

• SNAP Service – Transaction History
• SNAP API – Transaction History
• Data Model – Transaction History

8.

April 26, 2023

1.1.1

Balance Inquiry

• SNAP Service – Balance Inquiry
• SNAP API – Balance Inquiry

9.

November 04, 2022

1.1.0

Account Linkage

Everything related to Account Linkage

10.

October 20, 2022

1.0.0

Initial Release

All Pages

Quick start

The following are the list of step that you should take:
1. Select the service you would like to integrate. Please see SNAP Service for a list of services provided by Paydia.
2. Grab client id, client secret and merchant_id.
3. Understand signature creation and generation. Please read SNAP Signature. There are 2 signature provided, Asymmetric and Symmetric.
4. Follow the instruction to call the API which related to the each service.
5. Check periodically the latest document to see the updated of Paydia SNAP API.

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